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Accessory Fitters Trade Insurance

Essential Coverages for Accessory Fitters

As an accessory fitter, your job involves enhancing vehicles with aftermarket parts – whether it’s audio systems, alarms, lighting, trackers, tow bars, roof racks, or performance upgrades.

Provided it is not insured elsewhere and is in a roadworthy condition. This is particularly useful for those who frequently purchase vehicles at auctions and need to transport them home. It is crucial to note that law enforcement actively monitors uninsured vehicles, and if your newly acquired car is not registered on the Motor Insurance Database (MID), you risk being stopped and even having your vehicle impounded.

You have only seven days to meet the MID requirements, making it imperative to register each vehicle upon purchase and promptly remove it once sold. Maintaining an up-to-date list of all your vehicles will help you with these regulations.

Before a vehicle can be driven on public roads, it must be in a roadworthy condition and adequately insured. If the vehicle is not covered under another policy—such as a seller’s insurance or existing fleet cover—you must arrange for appropriate insurance coverage immediately. This is essential not only for legal reasons but also to protect your business in case of an incident during transit or testing.

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Protecting our clients

Your Insurance – Complete Confidence

Your Insurance – Complete Confidence” is a strong and reassuring slogan. It communicates trust, professionalism, and a promise of reliability, which are exactly the qualities people look for in an insurance provider.

The phrase “Complete Confidence” adds emotional weight, suggesting that clients can fully rely on your services without worry.

If you’re aiming to stand out even more, you might consider adding a slight twist or personalization, but as it stands, the message is clear and effective.

Road Risk Cover

Cover for your vehicles, combined with moving or testing a customers vehicle. You and your team are covered.

Public Liability

If someone gets hurt or their property is damaged while they are at your place of business

Product Liability

If something you install causes damage or injury later, then you can have peace of mind that it is covered.

Tools & Equipment Cover

To protect your diagnostic tools, fitting gear, etc…
Subject to satisfactory security & paperwork*

Premises Cover

This is to cover the building you are working in. This could be a workshop, garage or unit

Employers Liability

If you have employees, apprentices or volunteers, they would have protection if hurt whilst at work.

Customer Test Drives

Customer Test Drives coverage allows potential buyers to test drive vehicles you are selling, but it is subject to certain conditions. These conditions may include, the test driver must have a valid driver’s license and they may need to be pre-approved by the insurer.

 

Pre-Purchase Test Drives

Pre-Purchase Test Drives coverage allows you to test drive a vehicle before buying it, ensuring you can assess its condition. However, coverage is subject to policy conditions, which may include a test drive must be with the seller’s permission.

Indemnity Levels

Indemnity Levels refer to the flexible coverage options available to meet different business needs. These levels determine the maximum amount your insurer will pay for claims, which can vary based on the type of business operations.

Wait theres more..

We consider everything when it comes to insuring our clients

At NTI, we don’t just sell policies—we build partnerships.

Our service is shaped around what matters most to motor trade professionals like you: flexibility, affordability, and reliable support.

No two motor trade businesses are the same—so why settle for a one-size-fits-all policy? At Network Trade Insurance (NTI), we take the time to get to know your business inside and out.

From the number of vehicles you handle to where you operate and the services you provide, we assess your specific risks and requirements.

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Hassle Free Insurance

Network Trade are experts in every facet of motor trade insurance and have direct access to a vast network of insurance policies.

Our team searches exhaustively to find you the right policy at the best possible price, safeguarding you and your business against any unforeseen circumstances.

Team of Experts

Our team searches exhaustively to find you the right policy at the best possible price, safeguarding you and your business against any unforeseen circumstances.

Contact us for a quote

Feel free to discuss with us your queries regarding Motor Trade Insurance

We offer a wide range of motor trade services to meet your business needs

Phone: 01772 315192 
Email: info@networktradeinsurance.co.uk