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Breakdown Recovery Insurance

Breakdown Recovery broken down

Running a Breakdown Recovery service means being there when others are in trouble—whether it’s a flat battery on a cold morning, a sudden mechanical failure on a motorway, or a stranded motorist who needs urgent assistance.

It’s a demanding job that requires fast response, technical skill, and absolute reliability. But while you’re focused on helping others, it’s just as important to make sure your own business is protected.

Securing the right insurance for Breakdown Recovery operations can be frustrating. Many mainstream brokers classify this type of work as high-risk, which often leads to inflated premiums, limited cover, and confusing terms that don’t reflect the realities of your business. This can leave you exposed to serious financial risks if things go wrong—whether it’s damage to a customer’s vehicle, an accident during recovery, or an equipment failure on the job.

At NTI, we understand these challenges because we specialise in motor trade insurance. We know the Breakdown Recovery industry inside and out, and we don’t believe in one-size-fits-all solutions. That’s why we provide tailored insurance policies designed specifically for Recovery Operators, giving you the cover you need at a price that makes sense.

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Protecting our clients

Your Insurance – Complete Confidence

Your Insurance – Complete Confidence” is a strong and reassuring slogan. It communicates trust, professionalism, and a promise of reliability, which are exactly the qualities people look for in an insurance provider.

The phrase “Complete Confidence” adds emotional weight, suggesting that clients can fully rely on your services without worry.

If you’re aiming to stand out even more, you might consider adding a slight twist or personalization, but as it stands, the message is clear and effective.

FREE carriage of vehicles

The key benefits is the comprehensive protection provided, which ensures that customer vehicles are fully covered against damage, theft, or loss during transit. This coverage applies regardless of how the vehicle is being transported—whether by open or enclosed carrier, rail, or other shipping methods—offering peace of mind.

Personal vehicles coverage

A Protected No-Claims Bonus (NCB) is an optional add-on that helps you maintain your no-claims discount even if you make a claim. This can result in long-term premium savings, as your insurer won’t increase your rates just because of a single claim.

Pleasure Use

Pleasure Use extends coverage for personal use of your vehicle, outside of work operations. This means you can use your vehicle for recreational or non-business purposes, such as weekend trips or running personal errands, and still be covered under your policy.

Tools & equipment

This coverage ensures that your essential work materials, including tools, machinery, and specialised equipment —are protected against unexpected events such as theft, accidental damage, or loss. Whether stored on-site, in transit, or temporarily off-premises, your valuable assets remain safeguarded.

Addition of Drivers

This provides coverage flexibility by extending your vehicle insurance to include key personnel—such as your spouse, business partner, or employees—who operate under your business.

Additional business use

Extends your vehicle insurance coverage to other business activities beyond just vehicle recovery. This is especially useful if you use the same vehicle for multiple business purposes, such as delivery services, construction, or any other trade-related tasks.

Coverage for vehicles up to 7.5 tonnes 

Coverage for Vehicles up to 7.5 Tonnes GVW ensures that larger recovery vehicles, or any commercial vehicles with a Gross Vehicle Weight (GVW) up to 7.5 tonnes, are fully protected under your insurance policy.

Wait theres more..

We consider everything when it comes to insuring our clients

At NTI, we don’t just sell policies—we build partnerships.

Our service is shaped around what matters most to motor trade professionals like you: flexibility, affordability, and reliable support.

No two motor trade businesses are the same—so why settle for a one-size-fits-all policy? At Network Trade Insurance (NTI), we take the time to get to know your business inside and out.

From the number of vehicles you handle to where you operate and the services you provide, we assess your specific risks and requirements.

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Hassle Free Insurance

Network Trade are experts in every facet of motor trade insurance and have direct access to a vast network of insurance policies.

Our team searches exhaustively to find you the right policy at the best possible price, safeguarding you and your business against any unforeseen circumstances.

Team of Experts

Our team searches exhaustively to find you the right policy at the best possible price, safeguarding you and your business against any unforeseen circumstances.

Contact us for a quote

Feel free to discuss with us your queries regarding Motor Trade Insurance

We offer a wide range of motor trade services to meet your business needs

Phone: 01772 315192 
Email: info@networktradeinsurance.co.uk