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Part-Time Motor Trade Insurance

Part time vehicles can be a lucrative way to make income

If you operate a part-time motor trade business—whether buying and selling vehicles occasionally, restoring classics, or investing in cars for future resale—it’s crucial that your activities remain fully compliant with the law.

That includes having the right insurance in place to cover both your business activities and any vehicles in your possession.

Just like vehicles you own for personal use, any car you purchase for trade or investment purposes must be appropriately insured if it is stored on your property or driven on public roads at any time. 

At NTI, we offer specialist policies designed for part-time traders and collectors who may not operate a full-time motor trade business but still require reliable, flexible cover. 

Our part-time motor trade insurance allows you to drive vehicles that are in your possession for trade purposes, provided they are roadworthy and not already insured elsewhere. 

In addition to road risk cover, we can also provide protection for vehicles kept at home, in a private garage, or at off-site storage facilities—offering peace of mind whether you’re holding onto a car as a long-term investment or preparing it for sale.

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Protecting our clients

Your Insurance – Complete Confidence

Your Insurance – Complete Confidence” is a strong and reassuring slogan. It communicates trust, professionalism, and a promise of reliability, which are exactly the qualities people look for in an insurance provider.

The phrase “Complete Confidence” adds emotional weight, suggesting that clients can fully rely on your services without worry.

If you’re aiming to stand out even more, you might consider adding a slight twist or personalization, but as it stands, the message is clear and effective.

Towing cover

Towing Protection is typically covered on a Third-Party Only basis,” means that the insurance policy will cover towing-related liabilities only if they involve damage or injury to third parties (e.g., another person’s vehicle or property). However, it does not cover towing expenses for the insured vehicle itself.

Drive Without Delay

A part-time motor trade policy allows you to legally drive any vehicle you own (as long as it’s roadworthy and not insured elsewhere), including those just purchased. For example, you can drive a vehicle home directly from an auction.

Drive any vehicle you own

Offering both convenience and comprehensive protection, this solution streamlines your coverage by eliminating the need for multiple insurance policies. Whether you own cars, motorcycles, or other types of vehicles, everything can be covered under a single, unified plan.

Allow customers to test drive 

It ensures that potential buyers can confidently experience a vehicle firsthand during a test drive, with full insurance coverage in place to protect against unforeseen incidents such as accidents, damage, or theft. This layer of protection not only safeguards the vehicle but also provides peace of mind for both the seller and the buyer.

Optional Protected Bonus

Optional Protected Bonus allows you to safeguard your no-claims discount, ensuring that your future insurance premiums remain lower, even if you make a claim. This option provides long-term savings by protecting the discount you’ve earned for maintaining a claims-free record.

All Vehicles Must Be Insured

Any vehicle you own—regardless of whether it is for personal use, part of a collection, or purchased with the intention of resale—must be appropriately insured if it is kept on your property or driven on public roads, even occasionally.

Indemnity Levels

Allowing you to select the appropriate level of financial protection based on your risk exposure and business requirements, ensuring you are neither underinsured nor overpaying for coverage.

Wait theres more..

We consider everything when it comes to insuring our clients

At NTI, we don’t just sell policies—we build partnerships.

Our service is shaped around what matters most to motor trade professionals like you: flexibility, affordability, and reliable support.

No two motor trade businesses are the same—so why settle for a one-size-fits-all policy? At Network Trade Insurance (NTI), we take the time to get to know your business inside and out.

From the number of vehicles you handle to where you operate and the services you provide, we assess your specific risks and requirements.

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Hassle Free Insurance

Network Trade are experts in every facet of motor trade insurance and have direct access to a vast network of insurance policies.

Our team searches exhaustively to find you the right policy at the best possible price, safeguarding you and your business against any unforeseen circumstances.

Team of Experts

Our team searches exhaustively to find you the right policy at the best possible price, safeguarding you and your business against any unforeseen circumstances.

Contact us for a quote

Feel free to discuss with us your queries regarding Motor Trade Insurance

We offer a wide range of motor trade services to meet your business needs

Phone: 01772 315192 
Email: info@networktradeinsurance.co.uk